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Our Team

“Teamwork is the ability to work together toward a common vision. It is the ability to direct individual accomplishment toward organizational objectives. It is the fuel that allows common people to attain uncommon results.”

–  Andrew Carnegie


Each member of our team has extensive industry experience and education, giving them the knowledge and confidence for effective decision making and efficient implementation.

John Kok Photo
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John Kok

Senior Financial Advisor / President

John Kok is the President and Senior Financial Advisor of Navigator Financial. John has over 35 years of experience in the industry and is well-regarded by his peers, staff, associates and clients. John has delivered hundreds of presentations to industry groups as well as the general public on the subjects of estate, charitable, financial, retirement and investment planning.

John has earned the following designations and degree: Chartered Financial Consultant (Ch FC), Certified Financial Planner (CFP), Chartered Life Underwriter (CLU) and a Masters in Theological Studies.

He is a member in good standing of the following professional organizations and subscribes to their respective codes of ethics and rules of conduct: Canadian Institute of Financial Planners, Canadian Association of Insurance and Financial Advisors (Advocis), and Estate Planning Council of Edmonton. John is a former board member of the Bissell Centre and of Grant MacEwan College and has served as an industry consultant to numerous organizations including Canadian Association of Gift Planners, University of Alberta, Baptist General Conference, Canadian National Institute for the Blind (CNIB), and Young Men’s Christian Association (YMCA) to name but a few.

John is married to Valerie who is also active with Navigator. They have two grown sons, Josh and Michael.  John enjoys traveling, reading, writing, studying, photography, fitness, and especially his children and his beautiful granddaughters Quinn and Isla.

(780) 425-5870

Larry Lukenchuk Photo
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Larry Lukenchuk

Life Insurance Advisor

Larry has been with Navigator Financial Services Inc. since 2001. He holds a Certified Financial Planning designation. He enjoys all sports and is an avid hockey fan and runner. Larry primarily assists his clients and prospect clients with their retirement and estate planning. He is the in-house advisor for stocks as well.

(780) 425-5870

Loni Chubaty Photo
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Loni Chubaty

Financial Advisor/Director of Client Services

Loni works closely with John in providing our clients with updated meeting reports and documentation as as well as trouble-shooting any issues on their behalf with financial institutions. Loni has been a Navigator team member since September 2003.  She grew up on a cattle ranch in Saskatchewan and attended the University of Lethbridge with plans to be a math teacher. She soon realized that financial planning, rather than teaching, was her passion. Loni is married and they have three daughters. They enjoy spending time together with family and friends, are actively involved in their church and most of all enjoy watching their daughters in their activities.

 (780) 425-5870

Connie Messerhuber Photo
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Connie Messerhuber


Connie has been with Navigator since 2012. Prior to that she was a transcriptionist for a child psychologist and a travel agent. She is married with a teenage son and daughter. She is very involved in her children’s activities and enjoys soccer, walking, and reading. Connie is responsible for running the front desk as well as administration duties.

(780) 425-5870

Valerie Kok Photo
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Valerie Kok

Business Manager

Valerie is responsible for the company finances at Navigator, which include creating financial reports and to liaise with the President and corporate accountant on financial matters.

(780) 425-5870

Jessica Bayer Pinheiro Photo
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Jessica Bayer Pinheiro


Jessica, as a daughter of missionaries, was born and raised in Brazil where she earned a Bachelors degree in Nursing and was always involved with social work. She moved to Canada in 2015, is married and has a very busy toddler. She is involved with church activities and has a passion for art.

(780) 425-5870