The Value of Advice
Your financial world is constantly changing and understanding how or if it affects you can be overwhelming. That’s why the value of financial advice is more important now than ever before. We aim to help simplify your goals, giving you added confidence in your financial decisions – now and in the future.
Insurance Solutions
It’s not what we have in life, but who we have that matters. With the right Insurance solutions, you can protect the people you care about most with easy-to-understand options that offer peace of mind. We can provide educated advice and expertise for solutions tailored to your needs. Some of which include:
- Needs Analysis and Risk Management
- Travel, Life and Health insurance
- Long Term Care Insurance
- Disability and Critical illness protection
Investment Solutions with Segregated Funds
Whether you’re investing for the first time, saving for the future or embarking on retirement, we can help you enjoy today while you prepare for tomorrow. Save, Invest and grow your wealth with strategies based on your unique priorities. We can provide educated advice and expertise in solutions such as:
- GIC & Annuities
- Segregated Funds
- Registered retirement plans (RRSP, RRIF)
- Registered education savings plan (RESP)
- Tax-free savings account (TFSA)
Estate Planning
By planning for tomorrow today, you can retain more of your assets, protect your estate and leave a legacy for your family or loved ones. There are different ways to achieve your goals, including business succession, wills, beneficiary designations, powers of attorney, insurance, trusts, tax strategies, and charitable gifts.
- Strategies to minimize or defer taxes
- Multigenerational wealth planning and transfer
- Charitable Estate Planning
- Review Wills, EPA & PD
- Business and Estate Succession Planning
Planning for Retirement
To enjoy your retirement, you’ll need a steady source of income and a plan uniquely tailored to you. We'll help you understand where your money will come from and when you’ll be able to access it, so you can gain confidence in the potential to grow your future income stream. Whether your focus is travel, leisure, or reaching new goals, there’s one factor that plays a role in every successful retirement — good planning.
- Cash Flow and Needs Analysis
- Tax minimization strategies
- Registered retirement plans (RRSP, RRIF)
Group and Business Solutions
Find simple, cost effective and tax efficient plans to attract and retain the best talent. Stay competitive as an employer and keep your plan members engaged by helping manage their health and wellness. Whether you are a small or large business, we will meet with you to assess your needs and explain your options, some of these could include:
- Group Benefits & Group Retirement
- Group Pension
- Group Benefits Analysis
- Competitive employee benefits
- Business and key-person insurance